The truth about no-claims discounts

Drivers are fearful of losing their no-claims bonus and some even pay to protect it, but the NCD is useful only in the early years

Direct debit option increases insurance payments, FCA finds

Consumers are not told the higher cost of paying by instalments, the Financial Conduct Authority says, with some being charged interest of up to 75%

After even the most minor incident, insurance companies may sell your details. Then the phone starts ringing …

From emptying a cup of tea on your new sofa to pranging a hire car or losing your keys, there are policies that cover a range of accidental damage

My mechanic crashed my car I am still waiting for his insurance company to settle the claim

The headline price can make you think you’re getting a bargain, but you need to be on guard against sneaky charges

Plus, household incomes rise, house prices fall and pension savers weigh up their options

Research by Which? shows that over the past two years, only two-thirds of those whose cars were damaged as a result tried to negotiate a payout

After a minor accident six months ago which wasn’t my fault we still can’t get the insurer to pay out

Equity Red Star car insurance costs soared after no-fault collision with a bus

Any changes you make to your vehicle, from a roof rack to a sticker on the door, should be approved by your insurance company

But downward trend in prices could be arrested by falling oil prices, which have led to increased car usage

With insurance fraud on the increase, an onboard video could prove who’s to blame in an accident – and lower your premiums

Saga makes move into older biker insurance, as mature female riders shun pillion for hand on throttle

It cancelled my policy then sent me a bill in a postcode lottery